Owlo Terms of Service

Welcome to Owlo. By accessing or using Owlo (the “Service”), you agree to these Terms of Service (“Terms”). If you do not agree, please do not use the Service.

1. Use of the Service

Owlo is an AI-powered learning platform designed to help users study more efficiently using uploaded content, generated flashcards, summaries, and learning tools.

You agree to:

• Use Owlo only for lawful purposes
• Not misuse, disrupt, or attempt to reverse-engineer the platform
• Not upload content you do not have the right to use

2. Accounts

You are responsible for maintaining the confidentiality of your account and for all activity under your account.

Owlo may suspend or terminate accounts that violate these Terms.

3. User Content

You retain ownership of any content you upload to Owlo.

By using the Service, you grant Owlo a limited, non-exclusive license to process your content solely to provide features such as:

• Flashcard generation
• Summaries
• Study tools
• AI-assisted learning outputs

Owlo does not claim ownership of your content.

4. AI-Generated Content

Owlo provides AI-generated outputs for educational purposes only.

You understand that:

• AI outputs may contain inaccuracies
• Owlo does not guarantee correctness, completeness, or academic suitability
• You are responsible for verifying information before relying on it

Owlo is not a substitute for professional, academic, legal, or medical advice.

5. Subscriptions & Billing

Paid plans are billed on a recurring basis unless canceled.

• You may cancel anytime
• Fees are non-refundable unless required by law
• Pricing and features may change with notice

6. Intellectual Property

All Owlo branding, software, design, and platform features are owned by Owlo and protected by intellectual property laws.

You may not copy, resell, or exploit any part of the Service without written permission.

7. Termination

Owlo may suspend or terminate access if you violate these Terms or misuse the platform.

8. Limitation of Liability

Owlo is provided “as is.” To the fullest extent permitted by law, Owlo is not liable for:

• Data loss
• Inaccurate AI outputs
• Academic or professional consequences
• Indirect or incidental damages

9. Changes to Terms

We may update these Terms from time to time. Continued use of Owlo means you accept the updated Terms.

10. Contact

Questions? Contact us at support@owloapp.com